Mobile payments and wallets
Thanks to mearsj, kasia, tonyfish, and miguel.gonzales-sancho for their mobile-payment comments to our opening posting – lets drill down into mobile payments in this discussion. For background I've put together a primer on mobile payments and European activity here: http://oakhallventures.com/mobile-money/
Are Google and PayPal right to complain to the EU that telecom operator mobile wallet JVs are anti-competitive?
Is NFC (near field communication radio) the right mobile wallet enabling technology?
What is the best way to transact with a mobile? Wave and pay, barcode (either displayed on screen or read by phone camera), PIN entry on the phone for each transaction?
Should there be one app on the phone containing many debit/credit card payment options, or many apps, one for each retailer?
How do mobile payments work for citizens who do not want to pay with a debit or credit card?
How do we ensure interoperability across Europe, and ideally globally (like the credit card networks)?
Thoughts, comments, opinions, companies I have left out?